REDLending is a trade name of RED Financial Group LLC ("RED"). RED is a direct lender providing business-purpose financing secured by non-owner-occupied residential investment property. RED does not offer loans for personal, family, or household purposes through this website.
All program information—including loan amounts, rates, fees, leverage, loan-to-value and loan-to-cost ratios, debt-service-coverage requirements, credit criteria, terms, amortization, prepayment provisions, property eligibility, and geographic availability—is indicative only. Published figures represent maximum program parameters and are not terms available to every borrower or property. Programs, requirements, rates, and terms are subject to change without notice.
All financing is subject to complete documentation, verification of business purpose and non-owner occupancy, underwriting, appraisal or other valuation, title and insurance review, property eligibility, sponsor and guarantor review, final credit approval, and execution of definitive loan documents. Third-party capital providers and service providers may assist RED with underwriting, credit review, document preparation, funding administration, loan assignment, servicing, and other transaction-related functions. RED does not independently make the final underwriting or credit decision. Loans may be assigned or transferred in accordance with the applicable loan documents.
Submitting information through this website is a preliminary inquiry only. It is not a credit or loan application, commitment to lend, loan approval, rate lock, or guarantee of financing. Submission does not obligate RED or any other party to review, approve, fund, or close a transaction.
Financing is available only in the states and jurisdictions identified by RED and remains subject to applicable law, product availability, property location, and transaction-specific requirements. Not every program is available in every approved state or county. Certain jurisdictions may have reduced leverage, restricted property eligibility, or different prepayment and other loan terms.
Nothing on this website constitutes legal, tax, accounting, investment, or financial advice. Prospective borrowers, guarantors, and brokers should consult their own professional advisers before entering into a transaction.
RED and its participating providers are committed to making credit available without unlawful discrimination. Equal Housing Opportunity.
Reduced leverage applies in FL and LA and in select counties. Four Florida counties (Lee, Charlotte, Sarasota, Collier) and Baltimore City are closed. Prepayment provisions vary by jurisdiction and transaction: several states prohibit a prepayment penalty outright and others cap it by loan size, term or property type, so the provisions available on a given loan are confirmed when the scenario is quoted.